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How Will Personal Bankruptcy Affect Your Spouse?
The short answer is filing for personal bankruptcy will not directly affect your spouse or common-law partner. You are responsible for your own debts. There is a common misconception that when you file an assignment in bankruptcy and you are married or living in a...
Recovering From Bankruptcy: Immediate and Long-Term Future
There are many myths related to bankruptcy where the biggest one is that you will lose everything you own. While there is some truth intermingled with the misconceptions, applying for bankruptcy has both benefits and temporary disadvantages. Doubting how bankruptcy...
10 Warning Signs Your Business is About to Face Bankruptcy
Unfortunately, it is not uncommon as a business to experience financial hardship. But if you can identify problems early, seeking the help of a business bankruptcy trustee in Vancouver may certainly help you rectify them: 1. Whatever product or service you are...
Realistic Ways to Pay Down Your Debt
Many people run into financial trouble at some point in their lives. Maybe you lost your job in an unstable economy or your debt grew more slowly over time until it became unmanageable. Whatever the case may be, you are not alone and you are not out of options....
Will You Lose All Assets After Filing For Bankruptcy?
Declaring bankruptcy is an extreme measure, but using it in the right way at the right time can save you money, give you peace of mind and help you get back on your feet financially. It allows businesses or individuals that are unable to pay their debts to settle...
Are You a Good Candidate for Debt Consolidation?
If your monthly debt payments are becoming difficult to manage, then you should consider debt consolidation as a possible solution. Consolidation can make debt easier to manage by combining all of your credit into one single loan. The loan will ideally have a lower...
Rights of a Debtor
As a debtor you have rights. A creditor may not use threatening, profane, intimidating or coercive language. They may not threaten to publish your failure to pay. This is harassment and harassment is not ok! A creditor is only allowed to contact you Monday to Saturday...
How a Licensed Insolvency Trustee Can Help
What is it an LIT? Licensed insolvency trustees are, in fact, the same roles previously referred to as trustees in bankruptcy. An estimated quarter of Canadians have relied on trustees or know someone who has when it comes to their financial trouble. A Vancouver...
How to Prepare a Budget
Upon hearing the word “budget” most people begin to frown. This is not surprising as budgeting can be an overwhelming task for some people, but it does not have to be! Preparing a household budget can be simple and exciting. Do not place added pressure on yourself by...
How to Stick to Your Budget
So you have prepared a budget, what now? How can you make your budget work? Unfortunately there is no magic formula to making your budget work, rather you need to be diligent in keeping an eye on your daily expenditures and stick to your plan. How you track your...
Contact Us to Start Managing Your Debt
If you’re ready to start managing your debt, book a free consultation with our Licensed Insolvency Trustees by calling (604) 689 3928, emailing trustee@crowemackay.ca, or filling in the form below.
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Vancouver
(resident office)
Crowe MacKay & Company
1100 – 1177 West Hastings Street
Vancouver, BC V6E 4T5
Surrey
(non-resident office)
Crowe MacKay & Company
#200, 5455 – 152 Street
Surrey, BC V3S 5A5
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Personal Services
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