Rights of a Debtor

As a debtor you have rights. A creditor may not use threatening, profane, intimidating or coercive language. They may not threaten to publish your failure to pay. This is harassment and harassment is not ok! A creditor is only allowed to contact you Monday to Saturday between 7am and 9pm, on Sunday’s between 1pm and 5pm and never on a statutory holiday.

Vancouver Licensed Insolvency Trustee can help you deal with your creditors. Please contact our office for a free initial consultation.

If you are being harassed by a creditor you may file a complaint through the Financial Consumer Agency of Canada

To read the Business Practices And Consumer Protection Act, visit: 

http://www.bclaws.ca/EPLibraries/bclaws_new/document/ID/freeside/04002_09

Require Assistance?

At Crowe MacKay & Company, we have over 60 years of experience and offer free initial consultations. If you have any questions regarding the information above, contact our office today and start your debt relief journey.

Follow us on Facebook to get article updates directly to your feed.

This article has been published for general information. You should always contact your trusted advisor for specific guidance pertaining to your individual needs. This publication is not a substitute for obtaining personalized advice. If you require corporate or personal Insolvency services, Crowe MacKay & Company provides custom solutions for clients, allowing them to live debt-free.


Our Latest Insights

Is Opting for a Consumer Proposal Worth It?

Is Opting for a Consumer Proposal Worth It?

What Are Your Options for Clearing Your Debt?

What Are Your Options for Clearing Your Debt?

What Are the Alternative Debt Solutions?

What Are the Alternative Debt Solutions?

Who Will Know if I File for Bankruptcy in Vancouver and Surrey? A Complete Guide to Your Privacy Concerns

Who Will Know if I File for Bankruptcy in Vancouver and Surrey? A Complete Guide to Your Privacy Concerns

Common Questions about Debt Relief

Our Licensed Insolvency Trustees are experienced and qualified to answer all your questions about personal and corporate debt. From identifying imminent financial trouble to providing commercial and personal debt relief options, we are committed to educating you so you feel confident and informed. Depending on your income, the amount of debt you have, your monthly financial commitments, and your future goals, we can recommend the best way forward and assist you with all legal and documentation processes.